[NPInfo] Disability Insurance

[Dena]

I live in CA which has a state disability program that kicks in after 2
weeks of being off work. I also have Aflac short-term disability (pays
$2400/mo tax free after two weeks being off work) that costs me something
like $100/mo and my own long-term disability insurance that I currently pay
$240/mo and goes up every year(pays me $4000/mo tax free after 90 days being
off work). I've had to use the Aflac on two different occasions but (knock
on wood) haven't had to use the long-term disability insurance that I've had
for the past 10 yrs. Being a single woman with no money in the bank, I NEED
disability insurance for peace of mind so I probably tend to OVER insure. 
Dena Galler

-----Original Message-----
From: npinfo-bounces at nurse.net [mailto:npinfo-bounces at nurse.net] On Behalf
Of GDeStefano at nyc.rr.com
Sent: Sunday, October 14, 2007 7:28 PM
To: NP Info
Subject: [NPInfo] Disability Insurance


Hello

Has anyone purchased disability insurance?  Are there any nurse practitioner
organizations 
for example that offer 
decent benefits through a group policy.

To me disability insurance kind of makes sense.

What do people think?  Does anyone have experience with disability
insurance?

Thanks
Greg
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