[NPInfo] malpractice insurance

[Jeffrey Hazzard]

Be glad you are not in Florida.  NSO has policies in 53 American jurisdictions.  The premium is $1,247 for 52 of those jurisdictions.  The premium is $2532 in Florida.  
     Florida is the wild west of malpractice litigation.  Being sued here isn't even a shameful thing...it is luck of the draw.  

wrightnp <wrightnp at bellsouth.net> wrote:
  It's renewal time for my FNP malpractice insurance and I discovered on the
back of the renewal that my NSO policy which costs $1,247 ends up costing a
lot in administrative/marketing fees. A whopping 40% of the premium!



I took a look at Marsh, that is offered through ANA and it costs $1095 minus
10% for having ANCC certification. So I'd pay $986.50 Marsh/Affinity gets
27.5% administration fee. Better than 40%!



Both are "Occurrence" policies.



Anyone know of any reason why I should not switch?



Cathryn

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